Minnesota No-Fault Benefits

There are multiple claims that an individual may have after being involved in a motor vehicle collision in Minnesota. One of those claims is for Minnesota No-Fault Benefits. Minnesota No-Fault Benefits or Personal Injury Protection Benefits (PIP), are available to an individual injured in a motor vehicle collision regardless of fault. In Minnesota, an individual is required to have a policy of insurance covering their vehicle that includes no-fault or personal injury protection benefits. Under Minnesota Statutes §65B.44, benefits include $20,000 for medical expenses and an additional $20,000 for income loss, replacement services, funeral expense loss, and survivors’ losses.

Pursuant to Minnesota Statute §65B.44, the $20,000 in medical benefits includes the reasonable cost of necessary medical care. It also includes the cost of transportation to and from treatment. No-fault covers only those expenses related to treatment. The $20,000 covering income loss is payable at 85% of gross income up to a maximum of $500.00 per week. An injured individual’s employer must provide verification of your lost wages and a doctor must issue you a disability or restrictions. If an injured individual’s doctor advises that they should refrain from regular household tasks such as cleaning, laundry, mowing lawn, shoveling snow, etc., they may make a claim for replacement services. It is important to note, however, that replacement services cannot begin until eight days following a collision.

If you have questions regarding Minnesota motor vehicle collisions or Minnesota No-Fault Claims, please contact Erik Bergmanis at Novitzke, Gust, Sempf, Whitley & Bergmanis. Contact us today or call toll free at 888-596-6049.