Minnesota Car Accident Insurance - St. Paul Area Attorneys
Car Wreck Lawyers Maplewood
If you are injured in a car accident in Minnesota, there are two categories of recovery available to you. One type is called no-fault benefits. These benefits are available regardless of who caused the accident. No-fault benefits include payment of medical bills up to certain limits, lost income payments and coverage for the cost of performing daily activities that you cannot do yourself. Statutes in Minnesota limit the amount you can receive under no-fault coverage.
For information about automobile accident benefits in Minnesota, contact Novitzke, Gust, Sempf, Whitley & Bergmanis at our Hudson, Wisconsin, office. Let our lawyers advise you about your rights.
The other type of compensation provides payment for pain, suffering and disability that were caused by the automobile accident. This type of compensation is available if you were not at fault for the accident and you meet one of the five criteria below:
- You have a permanent disfigurement such as a scar, burn, amputation, etc.
- You have accident-related medical expenses greater than $4,000.
- You have been disabled from work and normal daily activity for more than 60 days.
- You have a medically diagnosed permanent injury.
- The injury caused death.
Underinsured motorist insurance
You may have additional coverage beyond the typical no-fault and at-fault benefits. This type of coverage is called underinsured motorist insurance (UIM). It may be available to you from any number of your own policies, or even the polices of relatives you live with or other policies owned by the driver who injured you. This coverage often involves complex legal issues. If claims for underinsured or uninsured motorists are not handled properly, you might needlessly lose your right to obtain these benefits.
Novitzke, Gust, Sempf, Whitley & Bergmanis has been helping Minnesota residents with matters related to car accidents, no-fault, at-fault and UIM litigation. If you were injured in an automobile accident as a driver, a passenger or a pedestrian, we can provide you with legal analysis and advice you will need in order to obtain the best possible recovery.
Contact an experienced personal injury attorney at Novitzke, Gust, Sempf, Whitley & Bergmanis in Hudson, Wisconsin. We represent clients in Minnesota auto insurance matters after a car wreck. We help you make the most of your rights and ensure that all paperwork is handled in a timely manner. Call us today toll-free at 888-596-6049.